Business Archives - PersonalFinanceLab

Ownership and Dividends

Michael Wateska — Mon, 14 Aug 2017 21:45:39 +0000

Owning a share in a company means that you are an integral part of the puzzle that helps the company tick. Typically, investors choose to own a stock for one of two profit driven reasons: the dividends they will receive from the company, or the hope that the stock price will increase and they will be able to sell it for a higher price than they purchased it at.

The post Ownership and Dividends appeared first on PersonalFinanceLab.

Issuance of Stocks and Paying Dividends

Anna Chekanova — Thu, 10 Aug 2017 21:04:15 +0000

Big corporations are very powerful entities that can possess more capital than some countries in the world. However, every company begins as a small start-up business. Once a private company grows large enough, they can become public, meaning they sell stocks to the public to finance future endeavors. After selling stocks to the public, the company will have to pay dividends to those who have chosen to invest in them.

The post Issuance of Stocks and Paying Dividends appeared first on PersonalFinanceLab.

Asset Valuation – How to value an asset through their financials

Michael Wateska — Wed, 26 Jul 2017 19:52:29 +0000

Asset Valuation is the process by which an individual can assess the changes in a companies asset overtime. This is done largely through comparing ratios from a company's financial statement, but can also be a more complex affair (depending on what is being valued)

The post Asset Valuation – How to value an asset through their financials appeared first on PersonalFinanceLab.

Margin Trading and Market Timing – High Risk Investing

Kenneth Kelliher — Wed, 26 Jul 2017 14:34:07 +0000

Margin trading is when you borrow money to invest. This increases the risk because now your returns need to not just make a profit, but more of a profit than you pay in interest. Market timing is also risky - instead of relying on fundamental business data, it means trying to pick the perfect hour, minute, or second to "beat" other traders who are trying to do the same thing.

The post Margin Trading and Market Timing – High Risk Investing appeared first on PersonalFinanceLab.

Starting A Business

Kevin Smith — Wed, 20 Jul 2016 14:16:47 +0000

Building the next "Big Thing". Being your own boss. Getting the full rewards for your work. There are a lot of reasons to start a business (along with lots of risks), but taking the plunge is a step every entrepreneur has to face if they plan on striking out on their own.

The post Starting A Business appeared first on PersonalFinanceLab.

Stocks

Kevin Smith — Tue, 17 Nov 2015 15:21:11 +0000

Stocks are a share of ownership of a company. If you own a stock, you are involved in some of its management decisions, and you are entitled to some of the company's profits.

The post Stocks appeared first on PersonalFinanceLab.

Balance Sheet

Kevin Smith — Tue, 17 Nov 2015 14:40:17 +0000

The balance sheet is a financial snapshot of the firm on a specific date - specifically their assets, liabilities, and shareholder equity

The post Balance Sheet appeared first on PersonalFinanceLab.

Income Statement

Kevin Smith — Tue, 17 Nov 2015 14:38:01 +0000

The Income Statement is one of the financial statements that all publicly traded companies share with their investors, which shows the company's sales, expenses, and net profit (or loss) over a period of time--usually 3 months, year-to-date, and twelve months.

The post Income Statement appeared first on PersonalFinanceLab.

Cash Flow Statement

Bavan Arumugam — Wed, 03 Oct 2012 17:54:47 +0000

The Cash Flow Statement is one of the four financial statements required by the SEC based on the U.S. GAAP (Generally Accepted Accounting Principles). This statement presents where the cash and its equivalents are coming from and where they are being allocated.

The post Cash Flow Statement appeared first on PersonalFinanceLab.